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6 Planning Opportunities for 401(k)s in Light of the SECURE Act

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6 Planning Opportunities for 401(k)s in Light of the SECURE Act

By the very name, the SECURE Act – or Setting Every Community Up for Retirement Enhancement Act – is designed to enhance retirement savings. There are several provisions in the new law to help accomplish this goal.

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Teaching Kids about Money from Childhood Through Adulthood

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Teaching Kids about Money from Childhood Through Adulthood

Teaching kids about money is especially complex – you aren’t just passing on a few bucks to go to the movies, but an array of attitudes, values and assumptions regardless of whether you mean to. Your kids watch, in a way not even they are aware of, how you interact with finance and how you model it for them. 

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Roth Conversions and Tax-Loss Harvesting: 2 Strategies to Leverage in a Down Market

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Roth Conversions and Tax-Loss Harvesting: 2 Strategies to Leverage in a Down Market

You’ll be tempted to make rash decisions, and if panic rules the day, you’ll likely regret your choices. As any wise financial advisor will counsel you, it’s important to think long-term. Lean into your financial plan, not away from it.

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Why “Staying the Course” is Difficult for Many Investors

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Why “Staying the Course” is Difficult for Many Investors

By: Benjamin Bender, CFP® President and Wealth Advisor, Bender Financial Services Having been a financial advisor for 17 years, I have experienced several volatile markets.  The volatility we are currently experiencing is due to the Covid-19 outbreak.  Obviously, my position as a financial advisor does not qualify me to assess the public health impact of Covid-19.  However, I feel confident in asserting that (1) the current economic hardships will conclude at some point in the future, and (2) staying invested in a high-quality, diversified portfolio is still investors’ best path to achieve their long-term goals.  The second point here could...read the full article

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Caring for Aging Parents – What to Consider – Part 2

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Caring for Aging Parents – What to Consider – Part 2

By: Benjamin Bender, CFP® President and Wealth Advisor, Bender Financial Services In Part 1 of this blog on Caring for Aging Parents, I discussed three interpersonal dynamics that I frequently observe between my clients and their families.  I then outlined different approaches or considerations that might help alleviate friction or frustration that often times results from caring for aging parents.  In my practice, sometimes the aging parent is my client and other times my clients come to me for advice regarding their aging parent.  These conversations are common, I believe, for two reasons: (1) we emphasize to our clients the...read the full article

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Coronavirus and the Markets Q&A: 5 Industry-Leading Voices on the Magnitude of the Downturn, What Investors Can Do and More

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Coronavirus and the Markets Q&A: 5 Industry-Leading Voices on the Magnitude of the Downturn, What Investors Can Do and More

We put together a roundtable discussion of investment experts across financial disciplines to give us some insight on the current markets. This group represents decades of experience in the fields of investment management and financial research and strategy.

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Caring for Aging Parents – What to Consider – Part 1

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Caring for Aging Parents – What to Consider – Part 1

By: Benjamin Bender, CFP® President and Wealth Advisor, Bender Financial Services Demographic changes tend to have significant impacts within countries – from consumer trends to policies and legislation.  According to a 2017 report from the Administration for Community Living (ACL), the 85 and over population in the United States is projected to be 14.6 million in 2040 – that’s about a 128% increase from its 2016 number of 6.4 million.  Such a large demographic shift has the potential to impact our society in a variety of ways.  One such impact that I already observe in my financial advising practice, is...read the full article

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Coronavirus and the Market: Don’t Make Short-Term Panic Part of Your Long-Term Investments

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Coronavirus and the Market: Don’t Make Short-Term Panic Part of Your Long-Term Investments

While there is no way to fully predict what will happen next, it’s important to remember the goals of your investment portfolios. Long-term investments face volatility, and to pursue your long-term goals, it’s vital to not overreact to one day, one week or even one month of market movement.

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Answers to 3 Big Questions on Clients’ Minds

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Answers to 3 Big Questions on Clients’ Minds

I like every part of the presentation experience. Meeting the clients is motivating. I enjoy sharing what recently happened in markets, speaking to the current situation, and educating clients about future opportunities and risks. What I enjoy most is answering clients’ questions.

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How a Donor-Advised Fund Can Help Your Charitable Giving

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How a Donor-Advised Fund Can Help Your Charitable Giving

Giving is an important part of our society. It provides us the opportunity to support causes we believe in and make a positive impact. Giving isn’t always about donating money. It can also include volunteering time or donating goods and resources. Here are some examples of the impact:

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