• MONEY DOESN’T HAVE TO BE COMPLICATED.

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You deserve to understand what’s happening with your money.

Have you ever sat across from a financial advisor and only understood every third word they were saying? And yet they were talking about your money, your life and your future.

At Bender Financial Services, we believe clients should understand everything that is happening with their money; that advisors should be just as good about explaining investments as they are at making them.

First, we’re going to get to know you and discuss what’s most important to you. We’re going to figure out your goals and the outcomes you’d like to achieve with this money. We’ll do this by establishing your Family Index Number, which is the rate of return needed on your investments in order to pursue those outcomes. After we determine your Family Index Number, we allocate your money to our various investment strategies designed to help you pursue those goals.

We work with a wide variety of clients – everyone from high net worth investors to those who are just starting out. While each family gets a personalized allocation strategy, we’ve helped thousands of families navigate their complex financial needs and guided them through life’s major decisions.

As your trusted advisor, we’re focused on adding convenience and simplicity to your lives. We will make sure you’re educated on your investments and how we manage your money – as much or as little information as you’d like.

Whether you’re investing hundreds or millions, at Bender Financial Services, we’re about much more than results – we’re about helping you understand where those results have come from and why the strategy works. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.

Discover the right investment strategy for you.

Tell us a little more about your investment objectives and level of comfort with risk.

By what percentage do you expect your portfolio to grow
annually over the long-term (10+ years)?

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How to get started.

1. Schedule an appointment

2. Meet with us for a custom listening session

3. Get your personalized strategy

Schedule an appointment.

Please provide your name and email and we will have an advisor contact you.

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Our financial planning services are built on trust, transparency and accountability.

Our experienced team of professionals will develop a personalized plan that gives you the power – and a path – to realize your dreams. Explore services

BFS 360° PlanningTM

Our team follows a disciplined process – honed throughout years of advisory experience – which is driven by delivering trust, transparency and accountability so together we can pursue your long-term goals and objectives. Learn More

Integrated Solutions

Delivered with the highest level of service, professionalism and integrity, we offer a suite of integrated solutions to help bring all aspects of your financial life into balance. Learn more

Tax Planning

As part of our suite of integrated solutions, our team of CPAs can help you with your tax planning needs.  Learn more

Estate Planning

As part of our suite of integrated solutions, our team of professionals can help you with your estate planning needs. Learn more

Delivering Value

Providing our clients with valuable service beyond financial planning is part of what drives us at Bender Financial Services. Learn more

Connect with an Advisor

Please provide your name and email and we will have an advisor contact you.

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Personalized Wealth Management

At Bender Financial Services we are passionate about affecting our clients’ lives in ways they never expected and make it our mission to develop life-long relationships with our clients and their families.

We are a wealth management firm based in Highlands Ranch, CO, serving affluent families, business owners, executives and institutions. Our team provides the highest level of service for our local and national clients in financial planning and investment management. Contact us today and let Bender Financial Services help you on your True Wealth journey.

Investment Management

Disciplined investment strategies are the foundation of our investment management process. Our time-tested strategies are designed to meet a variety of investment goals and objectives.

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Carson Group

Carson Partners are growth-minded advisors wholly dedicated to helping clients reach a higher purpose for their wealth and design a lasting legacy for their families.

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Our Locations

Bender Financial Services is headquartered in Highlands Ranch, CO. Contact us today to speak with a wealth advisor or financial professional near you.

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Insights

Bender Financial Services’ team of  professionals provide you with transparent and proactive communications to equip you with the knowledge you need. Read more

weekly market commentary 2020
Blog
Why “Staying the Course” is Difficult for ...

By: Benjamin Bender, CFP® President and Wealth Advisor, Bender Financial Services Having been a financial advisor for 17 years, I have experienced several volatile markets.  The volatility we are currently experiencing is due to the Covid-19 outbreak.  Obviously, my position as a financial advisor does not qualify me to assess the public health impact of Covid-19.  However, I feel confident in asserting that (1) the current economic hardships will conclude at some point in the future, and (2) staying invested in a high-quality, diversified portfolio is still investors’ best path to achieve their long-term goals.  The second point here could...read the full article

Read More
market downturn, financial planning
Monthly Newsletter
The Tough Get Strategic – Financial Strategies for ...

When the going gets tough, the tough get strategic. Headlines you read at breakfast might be contradicted by lunch, and the ups and downs of the market could give anyone vertigo. But now is not the time to panic – now is the time to take a deep breath and strategize.

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white house
Market Commentary
Market Commentary: Relief Package Enacted as Unemployment ...

Markets look forward and, at least for a week, saw signs government is willing to provide support to get the economy through the coronavirus pandemic. The centerpiece of the steps announced last week was a $2 trillion package designed to keep people employed and support those who have lost their jobs.

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Video
Understanding the Market Situation and the Opportunities ...

These are unsettling times, both from a public health perspective and an economic perspective. To help provide answers at a time filled with questions, watch this webinar with Jamie Hopkins, Director of Retirement Research, and Scott Kubie, Senior Investment Strategist. Click Here to Watch the Webinar

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News
3 Roth Conversion Traps To Avoid After The ...

Roth conversions can be a powerful tax and retirement planning technique. The idea behind most Roth conversions is to take money from an IRA and convert it to a Roth IRA. Essentially, you’re paying taxes today instead of paying taxes in the future.

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Infographic
10 Tax Planning Tips Your CPA Might Have ...

There’s more to tax planning than you think. Do you understand how each of your accounts are taxed? How did you set up your retirement plan? Have you considered an HSA? Take control of your taxes and how they fit into the big picture. Check out 10 planning tips your CPA might have missed. View the Infographic

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Blog post
  • Caring for Aging Parents – What to Consider – Part 2

    By: Benjamin Bender, CFP® President and Wealth Advisor, Bender Financial Services In Part 1 of this blog on Caring for Aging Parents, I discussed three interpersonal dynamics that I frequently observe between my clients and their families.  I then outlined different approaches or considerations that might help alleviate friction or frustration that often times results from caring for aging parents.  In my practice, sometimes the aging parent is my client and other times my clients come to me for advice regarding their aging parent.  These conversations are common, I believe, for two reasons: (1) we emphasize to our clients the …Read more

Weekly Market Commentary